Price Reduction - Waterfront - Golf Course
Address
3500 Dragon Ridge Road, Panama City Beach, FL
Price
$ 1,550,000
Property Attributes
- MLS#1004313
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodBay Point
- Zip32408
- StyleTraditional
- Year Built1996
- Taxes$ 7122
- Price$ 1,550,000
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage4658
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Discover 3500 Dragon's Ridge Road, an exceptional estate home that perfectly blends luxury, comfort, and durability in a breathtaking golf course setting within the gated community of Bay Point Legend Hills. Situated on a rare double lot, this custom-built, one-owner residence offers more than 4,600 square feet of thoughtfully designed living space all on one level, featuring soaring 10- to 16-foot ceilings, abundant natural light, Andersen windows and doors, solid core doors, crown molding, plantation shutters, and quality craftsmanship throughout. Stunning curb appeal welcomes you home with beautiful landscaping and wide driveway, concrete tile roof, and oversized three-car garage. Inside, enjoy expansive views of the 10th hole, 11th fairway, picturesque ponds, and unforgettable sunsets from the moment you enter. The spacious layout includes elegant living and dining rooms, a private office, and a gourmet kitchen equipped with Thermador appliances, Sub-Zero refrigerator, induction cooktop, Bosch convection microwave, Viking warming drawer, and an inviting family room with fireplace and custom wood feature wall opening to the outdoor living area. The resort-style backyard is designed for relaxing and entertaining with a sparkling pool, spa, covered patio, and fenced pool deck overlooking the golf course and water views. The private primary suite serves as a true retreat with a sitting area, oversized walk-in closet, dressing area, and recently updated bath featuring dual vanities and a custom wheelchair-accessible walk-in shower, along with direct access to the pool and hot tub. Two guest bedrooms with en-suite baths, a walk-in laundry room, and guest half bath complete the main living wing. A separate private wing offers incredible flexibility with a dedicated media room featuring projector screen, bar area, wine cooler, bonus living space, exercise room, full bath, private entrance, and oversized one-car garage/workshop, making it ideal for a mother-in-law suite or guest quarters. Additional highlights include four HVAC units replaced within the last five years, two gas water heaters replaced in December 2025, whole-house generator, roll down hurricane shutters, and gas furnace for year-round comfort and peace of mind. Residents of Bay Point enjoy resort-style amenities including a Jack Nicklaus-designed championship golf course, full-service marina, dining and entertainment at Bar 72, and convenient access to boating, shopping, dining, top-rated schools, and the sugar-white sands of Panama City Beach. This remarkable legacy property offers the perfect combination of elegance, functionality, and coastal lifestyle living. Call today for your private showing!
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/1/2026 | Listed $1,850,000 |
| 6/25/2026 | 3$1,795,000 |
| 7/30/2026 | 3$1,750,000 |
| 8/26/2026 | 4$1,675,000 |
| 9/15/2026 | 7$1,550,000 |
General Features
| Utilities | Electric,Public Water |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Not Allowed,Gated Community,Golf,Marina |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | Bay Point |
| Status | Active |
| Buyer Financing | Conventional |
| Directions | From Thomas Drive, turn onto Magnolia Beach Road going towards Bay Point. At the fork, stay right onto Delwood Beach Rd. Turn right on Jan Cooley, and left into Bay Point Legend Hills entrance. Dragon's Ridge Rd is straight ahead from guard gate. 3500 Dragon's Ridge is on the left side. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | Patronis |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2719 - Beach - East |
| Standard Status | Active |
| Sewer | Public Sewer |
| View | Pond |
| Waterfront Features | Pond |
| Tax Assessed Value | 3300 |
| Cooling | Ceiling Fans,Central Air |
| Garage Spaces | 3 |
| Patio/Porch Features | Patio Covered,Porch |
| Architectural Style | Traditional |
| Year Built | 1996 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 8 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Association Fee Includes | Accounting,Master Association,Security |
| Pool Features | Pool - In-Ground,Pool Type |
| HOA | true |
Interior Features
| Total Baths | 5 |
|---|---|
| Interior Amenities | Breakfast Bar,Ceiling Crwn Molding,Ceiling Raised,Fireplace,Fireplace 2+,Kitchen Island,Split Bedroom,Washer/Dryer Hookup,Wet Bar |
| Flooring | Floor Tile |
| Air Conditioning Y/N | true |
| Window Features | Plantation Shutters,Window Treatment All |
| Fireplace Features | Fireplace Gas |
| Fireplace Y/N | true |
Exterior Features
| Lot Features | Covenants,Golf Course,Restrictions,Within 1/2 Mile to Water |
|---|---|
| Lot Dimensions | 243 x 177 x 153 x 138 |
| Road Surface Type | Paved |
| Waterfront Y/N | true |
| Exterior Amenities | Fenced Back Yard,Pool - Enclosed,Sprinkler System |
| Building Area Total | 4658 |
| Parking Features | Garage |
| Total Parking | 3 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32408
Price
Taxes
Year Built
In The Neighborhood
Golf Course
Panama City Beach
$ 1,200,000
- Type
- Single Family
- Size
- 4,472 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Baldwin County Association Of Realtors®: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
